Terms of Service

BIGFACS, LLC provides financial education, insurance guidance, and strategic consulting services. Website information is provided for general educational and informational purposes.

Information on this website does not constitute individualized legal, tax, accounting, or investment advice. Decisions should be based on your specific circumstances and, when appropriate, reviewed with a qualified attorney, tax professional, accountant, investment professional, or other licensed adviser.

Insurance products are offered through appropriately licensed insurance professionals. Product availability, eligibility, premiums, benefits, underwriting, and approval may vary by carrier, state, age, health, and other factors. Information on this website is not a guarantee of coverage or approval.

BIGFACS, LLC does not promise or guarantee any particular financial, insurance, tax, debt, credit, retirement, or business result. Outcomes depend on individual circumstances, decisions, third-party requirements, and other factors outside our control.

Submitting a form or scheduling an appointment does not create an attorney-client, tax-adviser, investment-adviser, or fiduciary relationship. It also does not guarantee that BIGFACS, LLC can provide the requested service.

You agree that information submitted through the website will be accurate to the best of your knowledge.

BIGFACS, LLC may offer optional text messaging for responses to inquiries, appointment scheduling, appointment reminders, financial education updates, service information, special offers, and event announcements.

Consent to receive text messages is optional and is not a condition of submitting an inquiry or purchasing services. Marketing and non-marketing text-message consent are requested separately.

Message frequency may vary. Message and data rates may apply. Mobile carriers are not responsible for delayed or undelivered messages.

You can cancel the SMS service at any time. Text STOP to 404-996-0434. After you send STOP, we will send a text message confirming that you have been unsubscribed. After confirmation, you will no longer receive text messages from that messaging program. To join again, complete the applicable opt-in process again.

If you experience problems with the messaging program, reply HELP for assistance or contact carmen@bigfacs.com or 404-996-0434.

Please review our Privacy Policy at https://bigfacs.com/privacy-policy for information about how personal and mobile information is handled.

If you choose to receive promotional emails, you may unsubscribe using the link included in those messages. We may still send communications that are necessary to respond to an inquiry or provide a requested service.

You may not use this website to:

• Submit false, misleading, unlawful, or fraudulent information
• Attempt to disrupt or gain unauthorized access to the website or connected systems
• Copy or misuse protected website content
• Use automated methods to collect information from the website without permission
• Interfere with another person’s use of the website

Unless otherwise stated, website text, graphics, branding, educational materials, downloads, and other original content belong to BIGFACS, LLC or are used with permission. They may not be reproduced, distributed, sold, or presented as your own without written permission.

The website may connect to scheduling systems, customer-management systems, payment providers, insurance carriers, government resources, and other external services. BIGFACS, LLC does not control and is not responsible for the availability, content, policies, or performance of external websites or services.

We work to keep website information useful and current, but we do not guarantee that all content will always be complete, error-free, or continuously available. Information may change without notice.

To the extent permitted by law, BIGFACS, LLC is not responsible for indirect, incidental, special, or consequential losses arising from use of the website or reliance on general website information.

These Terms of Service are governed by the laws of the State of Georgia, without regard to conflict-of-law rules.

We may update these Terms as our services, technology, or requirements change. The effective date at the top of this page will show when the terms were last updated.

For questions about these Terms, contact: